Scapular Engineering, P.E. — Missouri-licensed civil engineer, focused on manufactured-housing structural inspection since 2014. Sole signatory on every report this firm has ever issued. No subcontracted inspectors, no per-state shell firms, no quality drift between jurisdictions. Same PE for the next 5,000 reports.
Our P.E. earned a B.S. in Civil Engineering from Missouri University of Science & Technology (Rolla) in 2008. Our P.E. passed the FE the same year, worked four years under a licensed PE in residential foundations and small commercial structures, and earned the Missouri Professional Engineering license in 2019 (PE№, renews 04/2027).
The pivot to manufactured housing came in 2014. After two years of generalist foundation work, our P.E. noticed that the FHA manufactured-home inspection market was structurally underserved — HUD's permanent foundations guidance was getting more specific, FHA case volume on manufactured homes was climbing, and the available engineering firms were either too generalist (didn't know the HUD handbook well) or too specialized (national franchises with rotating inspectors and slow turnaround).
One engineer, one license, one signature on every report. That's the operating premise. Reports issued in 2018 carry the same signature as reports issued last week. An underwriter who reviewed our work in 2020 reviews the same work in 2026.
FHA underwriting on manufactured homes is high-touch. Each file generates an average of 1.4 underwriter touchpoints between submission and clear-to-close — questions about specific findings, requests for clarification on photo angles, occasionally a request to re-inspect a remediated condition. The underwriter wants to talk to the engineer who signed the report, not a project coordinator or a junior inspector who happens to be in the office today.
This firm answers that. Our P.E. personally takes underwriter calls on our own sealed reports. Standard response time is same business day; most calls resolve in under fifteen minutes. 98% first-submission approval rate in 2025 isn't an accident — it's what happens when the engineer who knows the file is also the engineer who picks up the phone.
Scapular Engineering, LLC is a Missouri-domiciled professional engineering firm specializing in residential structural inspection. The firm's flagship service line is FHA manufactured-home structural reports — 70.5% of 2025 inspection volume across all service lines.
Scapular Engineering, LLC organized in Missouri. Initial focus on residential structural inspection across the St. Louis metro — foundations, framing, attachments, manufactured housing.
First-year inspections: 184. By 2025: 1,412 inspections annually across four service lines.
Arkansas (2020) and Illinois (2021) PE reciprocity issued, expanding the FHA service area into HUD Region VII (KC) coverage and parts of HUD Region V (Chicago) via Metro East StL.
Kansas reciprocity issued 2023; Iowa filed Q1 2026, expected Q3 2026 issue.
Firm restructured around four specialized service-line brands: FHA structural, Affix recording, STL Alumiconn, and MFG Inspection. Same PE, four entry points sized to different LO and homeowner audiences.
All PE licenses are individual to our P.E., not the firm. Each issued under that state's professional engineering statute, each verified through the state board's lookup, each renewed on its own cycle. Coverage page →
Two policies on file. Professional liability (E&O) covers the engineering work product — the sealed report and its determinations. General liability covers on-site activities during field inspections. Certificates available on request from any lender or title insurer.
Professional liability insurance covering the engineering work product — sealed reports, determinations, and any opinions of professional engineering.
General liability insurance covering on-site activities during field inspections — property damage, bodily injury, premises liability for sites we visit.
Three tiers based on quarterly file volume. 218 partner firms across the four service lines in 2025 — mortgage brokerages, lender branches, underwriting teams, title companies, and developers with repeat MFG-home volume. Partner pricing applies to the standard track; rush track is priced separately.
No application form, no contract. Submit a few files under standard terms. Once you cross 10/quarter consistently we'll move you to Preferred and apply the discount retroactively to the quarter; same for Enterprise at 25/quarter. Volume reviewed quarterly; tier adjusted up or down based on the trailing four quarters.
Midwest FHA Inspect is one of four service-line brands operated by Scapular Engineering, LLC. Each brand is sized to a different audience — loan officers, settlement agents, homeowners, MFG-home dealers — but the engineering work is performed by the same PE under the same insurance, with cross-referrals between brands routine.
Affixation affidavit recording for MFG-home conversion from chattel to real property. Different document, different audience (settlement agents and title companies), often appears on the same loan file as our FHA structural report.
412 instruments recorded in 2025, 38 recorder offices.
Aluminum-branch-circuit remediation inspection for St. Louis County and St. Charles County homes built 1965–1973. Different hazard, different homeowner audience, same PE on the seal.
184 inspections in 2025, geographic restriction to two MO counties.
Manufactured-home structural inspection broader than FHA — conventional, insurance underwriting, pre-purchase inspection for cash buyers, MFG-home dealer compliance. Different LO audience than FHA-specific files.
Launching Q2 2026 as a dedicated brand.
Full firm context, all four service lines, corporate licensure and insurance — scapularengineering.com. Useful if you're a partner who routes work across multiple service lines, or a compliance reviewer asking about firm-level credentials.
Drop the property address, FHA case number, and target close. Acknowledgment within an hour. Written quote returned same business day. Sealed PDF in your underwriting file in five business days.