HUD 4000.1 II.D.4 compliance, all six requirements addressed in the order FHA expects, photo appendix indexed by finding number. 98% first-submission approval rate across 996 reports in 2025. Pipeline-ready for loan officers and underwriters.
FHA underwriters operate from a documentation checklist. A report that doesn't structure findings around that checklist gets sent back for revision — the single biggest reason FHA structural reports delay close. Every report we deliver hits every requirement, in the order FHA expects. Full requirements detail
Engineering certification that the foundation system meets HUD's Permanent Foundations Guide for Manufactured Housing, § 3 — pier specifications, footings, soil bearing, frost depth, anchoring.
Verification that electrical, water, sewer, and HVAC are permanently connected to local utility infrastructure. No temporary or seasonal connections.
Photo verification of HUD data plate present and legible. Manufacturer, model, serial № and HUD label number matched against the certificate of origin or title.
Verification of red metal HUD certification label affixed to the exterior of each home section. Label number recorded and photographed. Absence is a condition; we document and report.
Continuous permanent skirting installed and intact. Site graded for drainage away from foundation. No water ponding within 10 feet. Driveway/walkway permanent materials.
Hitch, running gear, and tongue removed at minimum. Axles and wheels removed in most jurisdictions. Verification per state-specific guidance and HUD 4000.1.
Volume, first-submission approval rate, revision request rate, rejection rate — the four numbers an FHA pipeline manager actually uses to evaluate an inspection vendor. All four, current through Q4 2025.
Every report we deliver is structured identically. Underwriters know where to find what they need on the first scan — cover sheet, narrative findings indexed to the FHA checklist, photo appendix referenced by finding number, sealed certification page. Report detail
Property address, parcel ID, FHA case number, loan amount, borrower name, lender, target close date. HUD data plate verification block. One page; populates the underwriter's file index.
Six findings, in the order HUD 4000.1 II.D.4.b requires. Each finding cites the handbook reference, states the determination (Compliant / Conditional / Non-compliant), and provides the supporting observation.
Photo documentation referenced by finding number — so an underwriter reading Finding 04 can flip to Photo Set 04 and see exactly what supports that determination. Indexed, not chronological.
PE-sealed determination of FHA structural compliance. Engineer name, license number with state of issuance, expiration date, contact information, $2M E&O carrier name. One page; closes the document.
Report format is optimized for FHA underwriting — but conventional, VA, and USDA programs accept the same documentation. Order whichever loan product you're closing; the report works.
Our P.E. holds active PE licenses in seven states. Same engineer signs every report regardless of state — no subcontracting, no per-state firms, no quality drift. Full coverage detail
Three of the most common questions from loan officers and underwriting teams. Full FAQ
5 business days from intake to PE-sealed PDF in your file. Day 1 — intake, quote, scheduling. Day 2 — field visit. Day 3–4 — drafting and photo appendix. Day 5 — PE seal applied, sealed PDF delivered.
Rush track delivers in 3 business days for a 40% surcharge — fits files with rate-lock expiration or active closings.
We document the specific deficiencies in writing with photos and HUD 4000.1 handbook references. Common deficiencies are remediable: insufficient pier footings can be re-poured, missing skirting can be added, drainage can be regraded.
Once remediation is complete, we revisit and re-certify. About 8% of 2025 foundations needed remediation before certifying; all certified after corrections.
Yes. The report format is optimized for FHA underwriting (HUD 4000.1 II.D.4 compliance), but the same six findings satisfy USDA Rural Development (HB-1-3555 Ch. 13), VA (Pamphlet 26-7), and conventional Fannie/Freddie (Selling Guide B5-2-04).
Submit the file under whichever loan product you're closing; the report works without modification.
Drop the property address, FHA case number, and target close. Acknowledgment within an hour. Written quote returned same business day. Sealed PDF in your underwriting file in five business days.